Massachusetts Auto Insurance:
Substitute Transportation
(Part 10)

Optional Coverage

Massachusetts Substitute Transportation Auto Insurance coverage reimburses up to $15 a day for car rental or transportation costs including taxi, bus, and train fare (up to $450), while your car is undergoing collision or covered repairs. Coverages of $30 a day (up to $900), $45 a day (up to $1,350) or $100 a day (up to $3,000) are available for an additional cost.

If you can afford to take a cab or rent a car for 3 or 4 weeks while your car is in the shop for collision repairs, you may not need MA Substitute Transportation Auto Insurance coverage. If not, then buy adequate coverage! Even if you have this coverage, some car rental agencies may refuse to rent to you if you are under a certain age, a poor credit risk, do not have an acceptable credit card or have an unacceptable driving record.