Massachusetts Auto Insurance:
Comprehensive
(Part 9)

Optional Coverage

Massachusetts Comprehensive Auto Insurance pays for damage to or loss of your car, less any applicable deductible, resulting from perils such as fire, theft, vandalism and striking an animal. Collision is not included! This insurance coverage also allows up to $15 per day (up to $450) for substitute transportation up to when your stolen auto is recovered. Personal property is not covered unless it is permanently installed in your car, such as a stereo. You must report your stolen automobile to the police and your insurance company. You will be reimbursed for transportation costs after the first 48 hours following the report. You may be denied Massachusetts Comprehensive coverage or required to pay a higher extra-risk rate if you own a high-theft vehicle which does not have a qualifying anti-theft or recovery device. Coverage may be denied or priced higher under certain other conditions. If your car is financed, your lender may require this coverage.