Massachusetts Auto Insurance:
Bodily Injury to Others
(Part 1)

Compulsory (Required) Coverage

Massachusetts Bodily Injury to Others Insurance pays for damages such as medical expenses, pain and suffering to anyone injured or killed by your car for an accident that occurs in Massachusetts only. It is limited to $20,000 per person and $40,000 per accident.

You do not have any insurance coverage if you drive outside of Massachusetts or in places where the public has no right of access. Injuries to the driver or passengers are not covered under Part 1.

You certainly could be sued for more than the required minimum limits of $20,000/$40,000 for Bodily Injury to Others. Higher limits are available under the Optional Bodily Injury to Others (Part 5) coverage that may protect you from larger losses. We want our clients to know that higher limits are available and recommended. The limits that you select will depend on your personal financial situation.